Press
For reporters
Writing about RSUs, stock options, or what happens to people's money around an IPO? I answer reporter questions on equity pay and the taxes that come with it. Email me at malik@malikonmoney.com, and I check it every weekday.
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Short bio
Malik Amine is an Investment Advisor Representative with Wealth Strategies Financial Group (CRD #6798728) and a former software developer. He runs Malik on Money (malikonmoney.com), plain-English education on RSUs, stock options, ESPPs, insider stock, and liquidity events for people in tech.
One line
Malik Amine, Investment Advisor Representative, Wealth Strategies Financial Group; founder of Malik on Money.
Background
- University of Michigan
- Software developer before moving into financial planning
- Regulatory record: FINRA BrokerCheck (CRD #6798728)
What I can talk about
- RSU taxes and why the 22% withholding falls short
- Stock options: ISOs, NSOs, exercising, and AMT
- ESPPs: holding periods and the $25,000 cap
- 83(b) elections and QSBS for founders and early employees
- IPOs, lockups, acquisitions, and tender offers
- 10b5-1 plans, trading windows, and selling as an insider
- Having too much of your net worth in one company
- Year-end moves for people paid in stock
Things you can cite
Every federal limit, rate, and deadline, each linked to its IRS or SEC source. Quote any of them.
Shows how much federal tax a vest leaves unpaid at a given bracket.
Plain-English explainers on RSUs, options, ESOPs, insider stock, and the tax side.
How I answer
I'll explain how the rules work and give you the numbers with their sources. I don't give personal recommendations in print or talk about clients. Please identify me as an Investment Advisor Representative with Wealth Strategies Financial Group.