Habits and mindset//45s
The 401(k) match most people never claim.
Plenty of people never check whether their 401(k) has a match or how it works. Where to find it, and why contributing at least enough to get it matters.
Transcript
If you are not doing this, you are leaving free money on the table. This is called a 401(k) match. A lot of people sign up in their employer benefits portal and do not realize they even have one, or are not contributing.
This is money your employer adds to match what you put in. If you put in three percent, the employer puts in three percent. Above the match the employer does not add more, but this is such an easy way to build toward retirement, and a lot of people miss it. They do not understand their benefits explanation, or they do not know how to log into the portal or what their employer matches.
If you sign up for your 401(k), it is easy to contact HR and ask what the match is, and at least put in something up to the match.
These are transcripts of short educational videos Malik published on his own social profiles, edited for readability and to remove phrasing that could read as a personal recommendation. They are general education and marketing, not tax, legal, or investment advice, and not a recommendation to buy, sell, exercise, donate, hedge, or hold any security or to use any account, plan, or strategy. Contribution limits, phase-outs, and tax treatment change and depend on your facts. Talk with your own tax, legal, and advisory professionals before acting.